Last updated: October 1, 2026

Terms of Service

These Terms of Service ("Terms") govern your use of the DisburseIQ website and application services (the "Services"), operated by [Company legal name] ("we," "us," or "our"). By accessing or using the Services, you agree to these Terms. If you do not agree, do not use the Services.

1. What We Provide

[Company legal name] provides non-recourse pre-settlement funding to qualifying plaintiffs. This is not a loan: repayment is contingent on a successful recovery in your case. If you do not win or settle your case, you owe us nothing.

We are not a law firm and do not provide legal advice. Nothing on this site or in our communications constitutes legal or financial advice. You should consult your attorney regarding decisions about your case and any funding agreement.

2. Eligibility

To use the Services, you must:

• Be at least 18 years old (or the age of majority in your state);
• Have a pending personal injury or other qualifying legal claim;
• Be represented by a licensed attorney, or be seeking representation;
• Reside in, or have a case pending in, a state where we offer funding.

Submitting an application does not obligate you to accept funding, and does not obligate us to offer it. All funding is subject to case review and approval at our sole discretion.

3. Your Account

You are responsible for maintaining the confidentiality of your account credentials and for all activity under your account. You agree to provide accurate, current, and complete information, and to update it promptly if it changes. You must notify us immediately of any unauthorized use of your account.

4. Authorizations

When you apply, you may be asked to authorize us to (a) request medical records and case documents needed to evaluate your funding request, and (b) communicate with your attorney about your case. These authorizations are used solely to evaluate and service your funding request.

5. Communications Consent

By providing your phone number and email address, you consent to receive calls, text messages, and emails from us about your application and account, including by automated means. Message and data rates may apply. You may opt out of marketing messages at any time; transactional messages about your account may still be sent.

6. Funding Agreements

If you are approved, the specific terms of your funding — including the funded amount, the repayment amount, and all fees — will be set out in a written funding agreement between you and [Company legal name]. The funding agreement controls in the event of any conflict with these Terms or with website content.

7. Prohibited Uses

You agree not to:

• Provide false or misleading information in your application;
• Use the Services for any unlawful purpose;
• Attempt to gain unauthorized access to our systems or other users' accounts;
• Copy, scrape, or misuse site content except as permitted by law.

8. Intellectual Property

All content on this site — text, graphics, logos, and software — is owned by or licensed to DisburseIQ and is protected by intellectual property laws. You may not reproduce or distribute it without our written permission.

9. Disclaimers

THE SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. We do not guarantee that the Services will be uninterrupted, error-free, or free of harmful components.

10. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, DisburseIQ AND ITS OFFICERS, EMPLOYEES, AND AGENTS WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING FROM YOUR USE OF THE SERVICES. OUR TOTAL LIABILITY FOR ANY CLAIM WILL NOT EXCEED THE AMOUNTS PAID BY YOU TO US, IF ANY, IN THE TWELVE MONTHS PRECEDING THE CLAIM.

11. Governing Law

These Terms are governed by the laws of the State of Florida, without regard to conflict-of-law principles. Any dispute arising under these Terms will be resolved in the state or federal courts located in Florida, and you consent to their jurisdiction.

12. Changes to These Terms

We may update these Terms from time to time. The updated version will be posted on this page with a revised "Last updated" date. Your continued use of the Services after changes take effect constitutes acceptance of the revised Terms.

13. Contact

Questions about these Terms? Contact us at [Company email], [Company phone], or [Company mailing address].